Colossal Equipment Line

Set one limit.
Buy any asset for five years.

One revolving facility for every asset your business needs, with your supplier paid direct and no new application each time you buy.

$1.2B+

structured

1,100+

operators backed

70+

lender relationships

Amount financed

Indicative monthly repayment

$1,174

per month
over 5 years

Get started

Speak to our team

Indicative only, based on a representative rate of 14.95% p.a. over 60 months (monthly in advance). Not a quote or an offer. Actual rate and repayments are set on assessment. Subject to credit approval.

How it works

Set your limit

We assess the strength of the business, not the individual asset, and establish a revolving limit up to $500,000.

Buy any asset

Equipment, fitout, technology, vehicles. Upload the invoice and your supplier is paid direct, with no new application each time.

Repay, and it replenishes

Repayments are monthly over five years. As you repay, your available balance grows back for the next purchase.

What you can use it for

Equipment

Any business asset

Catering, medical, gym, POS, solar, technology, AV, aged assets. If it is business equipment, it qualifies.

Fitout

Fit out a space

Allocate a sub-limit from $25,000, with a 120-day window to upload and pay invoices before it converts to a five-year term.

Asset import

Buy from overseas

Pay international suppliers direct, with staged progress payments and a path to sharper Asset Finance once the asset lands.

Why operators use it

Most equipment finance makes you start over.
This is one approval you use for years.

Traditional asset finance means a fresh application, another credit check and another wait for every purchase. The Equipment Line is built the other way around.

The difference

Approved once. Buy all year.

Your limit is set on the strength of the business, not each asset. Once it is in place you buy what you need, with no new application and no credit check each time. Upload the invoice and your supplier is paid direct.

One limit — illustrative

$150,000

Commercial kitchen$28,000

Front-of-house fit-out$60,000

POS & AV system$22,000

Each supplier paid direct. Your balance becomes available again as you repay.

Your supplier paid direct

No out-of-pocket and no waiting on a rebate. The invoice is settled straight to your supplier.

Nothing to set up

No establishment fees. The limit sits ready and costs nothing until you draw on it.

It refills as you repay

A revolving facility, so your available balance rebuilds. One approval that works for years.

Equipment, fit-out or import

One line covers business assets, a fit-out sub-limit and overseas purchases paid direct.

Five years on every purchase

Each drawdown sits on its own five-year term, with no caps on soft costs for fit-outs.

Real people, not a portal

You deal with someone who knows commercial lending and stays with you past settlement.

Used by operators across hospitality, medical and allied health, fitness, trades, transport, manufacturing and professional fit-outs.

See what your repayments look like.Get started Speak to our team

Get started

See your limit in one conversation.

Tell us a little about the business and what you are buying. A member of our team will come back to you with an indicative limit and repayment, quickly and always by a real person.

No obligation to request an indicative quote.
You always speak with a real person first.

Eligibility

Built for established operators.

01$250,000+ annual turnover
02Two or more years trading
03Clean credit history
04An ongoing bank feed

Limits to $500,000 are asset-backed; larger facilities are considered on application. All finance is subject to credit assessment. Some sectors are assessed separately, so speak to us if you are unsure.

Colossal Equipment Line

Set the limit once.
Then get on with building.

Get started Speak to our team

Modern lending. Old school relationships.

The Colossal Equipment Line is a commercial equipment finance facility arranged by Colossal Finance Pty Ltd (Colossal), Corporate Credit Representative No. 556147 of Australian Credit Licence No. 395230. The facility is issued by Shift Financial Pty Ltd (ABN 24 149 390 625) or its subsidiary Shift Finance Australia Pty Ltd (ABN 54 601 158 507). Repayment figures are indicative only, based on a representative rate over a 60-month term, and are not a quote or an offer. Actual rates, limits and repayments are determined on assessment and subject to standard credit assessment, fees, terms and conditions. This information is general in nature and does not take into account your objectives, financial situation or needs. Please consider it carefully and seek independent legal, financial or tax advice.

Set one limit.Buy any asset for five years.